Since the collapse of the U.S. housing market about five years ago, mortgage lenders have been incredibly reluctant to approve loans for potential homeowners and those trying to refinance. With mortgage rates still dipping lower than they have in years, despite recent increases, state and federal regulators have been attempting to push banks to approve […]

Our nation’s mortgage rates have been on the decline for the past year, which undoubtedly has contributed to the rising cost of homes and a busier construction industry. About a month ago, mortgage rates reached an all-time low, with the 30-year fixed rate dipping to 3.4 percent. Was it too soon to celebrate? The rates […]