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Month: February 2014

Checking Mortgage Rates

Posted on February 28, 2014, updated on April 28, 2015 by Oguz Ozdemir

There are many people planning to apply for home loans, or already in the process of getting a mortgage. Recently, there have been many lenders offering mortgages at varying rates. If you are planning to apply for a home loan, you must ensure that you know a number of things before choosing any one plan. […]

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Why Should You Check Mortgage Rates?

Posted on February 26, 2014, updated on April 28, 2015 by Oguz Ozdemir

This is a common question in many borrowers and prospective borrowers’ minds even at this moment. The common answer to this is obviously to get the best deals available. This is true; however, it is important for you to know certain details about mortgage rates that will make it even easier for you to get […]

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Top 10 Mortgage Misconceptions

Posted on February 18, 2014, updated on April 28, 2015 by Oguz Ozdemir

Myth: The cost of your mortgage is reflected only by your interest rates The actual amount of your mortgage is represented by the annual percentage rate that you have (APR).  It includes a number of things such as your interest rates, mortgage insurance, points, and fees such as the underlying and origination charges. However, the […]

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Top 10 tips for Mortgage Borrowers in 2014

Posted on February 7, 2014, updated on April 28, 2015 by Oguz Ozdemir

1) Record Your Finances A number of new regulations in 2014 will require lenders to verify the ability of borrowers to pay their mortgages. In order for you to get a mortgage this year, you’ll need to ensure that your bank statements are correct and make sure to have them ready. The lenders  like to […]

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